Broker Check


Are you a fiduciary?

Yes. Each individual advisor acts in a fiduciary capacity with advisory accounts only.  The advisors are in legal and ethical compliance with the Fiduciary Rule.

Do you act as a fee-only financial planner?

In the case a client does not require our help in executing a plan, we do act as a fee-only planner.

Do you sell commission-based products?

Ceres is primarily a fee-based firm, but we do use commission-based products where a client situation calls for it.

What are my all-in costs?

While the management fee charged is based on the level of assets under management (AUM) with our firm, we manage our investment portfolios to mitigate cost. Individual stocks are the foundation of our models and do not carry additional costs. In the case an investment vehicle, such as a mutual fund, is utilized the internal expenses will be disclosed at the time of recommendation. All trading costs are absorbed by Ceres on behalf of clients.

Where are my assets held?

Client assets are held with National Financial Services LLC, a subsidiary of Fidelity Brokerage Company.

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